Are Garage Door Repairs Covered by Insurance?
- Yes, in most cases, garage door repairs are covered by home insurance policies, but the coverage depends on the type of policy and the cause of damage.
- If the damage is caused by your own vehicle, it is likely covered by car insurance.
- If you accidentally damage someone else’s property while operating your car, it may also be covered by car insurance.
- Renters/ tenants should also note that their car insurance should cover any damage they may cause to a rental property.
When it comes to garage door repairs, one of the first questions that homeowners ask is whether or not the repairs are covered by insurance. After all, garage doors can be expensive to repair or replace, and the last thing you want is to be caught off guard by a large, unexpected bill.
The good news is that in most cases, garage door repairs are covered by home insurance policies. However, it’s important to keep in mind that the specifics of your coverage will depend on the type of policy you have and the cause of the damage.
For example, if your garage door is damaged as a result of a covered event, such as a fire or a severe storm, then the repairs will likely be covered by your insurance. However, if the damage is caused by normal wear and tear, or if it’s the result of neglect or lack of maintenance, then it may not be covered.
It’s also important to note that some insurance policies have limits on how much they will pay for garage door repairs. This means that if the cost of the repairs exceeds the limit, you will be responsible for paying the difference.
If you cause damage to your own house with your vehicle, it will be most likely covered by your car insurance. This also applies if you accidentally damage someone else’s property while operating your car. Even if you’re a tenant, your car insurance will still cover any damage you may cause.
To be sure that your garage door repairs are covered by insurance, it’s a good idea to review your policy and speak with your insurance agent. They will be able to provide you with more information on the specifics of your coverage and help you understand what to expect if you need to file a claim.
Most garage door repairs are covered by home insurance policies, but the specifics of the coverage will depend on the type of policy you have and the cause of the damage. It’s always a good idea to review your policy and speak with your insurance agent to understand what to expect if you need to file a claim. Remember that regular maintenance and inspections of your garage doors can help prevent unexpected damages and repair costs. At Eastern Garage Doors, we offer regular maintenance services for your garage doors and we can also help you with your insurance claim process. Contact us today for more information.